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Harbour Paint & Decorating
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InsuranceMay 2025

Lyall Bay storm-damage insurance repair

Client Private — Lyall Bay (via insurer)

Wind-driven rain damage to interior ceilings and three walls after a roof failure. Paint-to-match scope, completed inside the loss adjuster brief.

Lyall Bay home with a roof flashing failure during an April storm. Water entered the roof cavity, ran along the timber framing, and stained ceilings and upper walls across three rooms.

Insurer's loss adjuster scoped to repaint affected surfaces only, plus colour-matched cut lines on adjacent walls. We worked with the broker to extend scope on the master bedroom ceiling — the staining was severe enough that a partial repaint would have shown.

Damp readings before sealing, oil-based stain blocker, then two coats of SpaceCote Flat on ceilings and Low Sheen on walls. Five days on site after the framing dried.

Settled directly with the insurer. Homeowner only paid their $750 excess.